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How EPS-95 pensioners can submit Jeevan Pramaan

Katherine Langford
Editor-in-Chief · Wednesday, November 11, 2026 at 8:17 AM · 3 min read
How EPS-95 pensioners can submit Jeevan Pramaan  — Mumbai Business news

Synopsis Jeevan Pramaan: EPS-95 pensioners no longer need to visit a bank branch or office for their annual Digital Life Certificate. They can generate it conveniently using the UMANG App and Aadhaar face authentication. Once submitted, the certificate remains valid for one year, allowing pensioners to continue receiving payments. Listen to this article in summarized format Listen ET Online EPS-95 pensioners don’t need to visit a bank branch or a pension disbursing office for their annual Digital Life Certificate (DLC). They can instead generate their Jeevan Pramaan , or the DLC, from the comfort of their home, using the Aadhaar face authentication facility through the UMANG App . This feature will allow the submission of the annual life certificate for all pensioners, including old-age pensioners and physically challenged people who face difficulty in travelling. When should an EPS pensioner submit their DLC? EPS-95 (Employees' Pension Scheme) pensioners can now submit their DLC at any time of the year. The submitted DLC remains valid for one year from the date of submission. During the one year, EPS-95 pensioners can get their pension. The DLC serves as proof that a pensioner is alive. Pensioners need to submit their DLC every year to continue receiving their pension. For pensioners covered under the EPS-95 pension, submitting the certificate within the prescribed period is important to avoid disruption in pension payments. How EPS-95 pensioners can submit their Digital Life Certificate (DLC) EPS-95 pensioners can do it using a smartphone camera through the Aadhaar face authentication app. All they need to do is fill in pension and other details on the app and complete face authentication to generate the DLC. After the completion of the process, they will receive a Jeevan Pramaan ID and a link to download the certificate via SMS. Before submitting your DLC, Jeevan Pramaan Patra, through the UMANG App, ensure you have your Aadhaar number, mobile number (linked with Aadhaar and the bank/pension account, Pension Payment Order (PPO) details, and the AadhaarFaceRD App installed on your phone. Step-by-step process to submit DLC through UMANG app Step 1 (search & start): Open the UMANG app, search for Jeevan Pramaan, open the service, and click 'Generate Life Certificate'. Step 2 (Face Recognition App): Select 'Face recognition'. This will require an AadhaarFaceRD app. Step 3 (Aadhaar & OTP verification): Enter Aadhaar number. Verify with the OTP received on your registered mobile number. Step 4 (pension details): Provide your name, pension type, organisation, sanctioning authority, and disbursing agency. Then input your PPO and pension account numbers. Step 5 (Miscellaneous declarations): Fill in questions about re-employment and remarriage. Step 6 (preview & consent): Review all information and press 'Next.' Step 7 (preview & consent): Review the form preview. Make sure all required boxes are checked, then click Submit. Check the consent box and submit again. Step 8 (Face Authentication): Follow the instructions in the Aadhaar FaceRD app, place your face in front of the camera, and complete the process. Upon submission, a registration completion message will appear. Go to 'View Certificate', enter your Pramaan ID, and view your digital life certificate. (Join our ETWealth WhatsApp channel for all the latest updates) Add as a Reliable and Trusted News Source Add Now! Read more news on EPS-95 pensioners Jeevan Pramaan Digital Life Certificate Aadhaar face authentication UMANG App pension submission (Catch all the Personal Finance News , Breaking News , Budget 2025 Events and Latest News Updates on The Economic Times .) Subscribe to ET Prime and read the ET ePaper online. ...more Add Comment

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